Afterpay - Buy Now, Pay Later

Afterpay - Buy Now, Pay Later is a cutting-edge financial technology app that transforms the way you shop by letting you purchase what you want today and pay for it over time—interest-free. Whether you're shopping online or in-store, Afterpay offers a seamless, flexible payment solution that fits your budget without hidden fees or long-term debt. By partnering with thousands of retailers across fashion, beauty, tech, home, and more, Afterpay gives you instant access to a vast selection of products and services. With its intuitive interface and smooth checkout experience, Afterpay is redefining modern shopping with simplicity, control, and freedom.

Key Features of Afterpay - Buy Now, Pay Later

• App-Only Shopping Perks: Unlock exclusive deals, early access to sales, and special discounts available only to Afterpay app users.
• Pay in 4 – Zero Interest: Split your purchase into four equal, interest-free payments, due every two weeks, helping you manage your cash flow with ease.
• Pay Monthly – Flexible Long-Term Plans: For bigger purchases, choose to pay over 6 or 12 months at select merchants, with transparent APRs based on eligibility.
• Exclusive App-Only Brands: Discover unique brands and curated collections that are only accessible through the Afterpay app.

Frequently Asked Questions

How can I manage my payment schedule?
Easily adjust your payment dates, pause payments during returns, and track all your orders and payment history directly from the Afterpay app.

How do I get alerts for sales and price drops?
Enable push notifications in the app to receive real-time updates when your favorite brands go on sale or when prices drop on saved items.

App-Only Shopping Benefits

The Afterpay app delivers a premium shopping experience available exclusively to app users. Browse thousands of brands across fashion, beauty, home, electronics, toys, and more—online or in-store. Enjoy special app-only deals, early access to promotions, and personalized gift card offers. With Afterpay, you can instantly split your purchases into four interest-free payments, making it easier than ever to shop smart and stay on budget.

Flexible Payment Options

Afterpay now offers extended payment plans through its Pay Monthly feature at participating retailers. This allows you to finance larger purchases and spread the cost over 6 or 12 months. Subject to approval and credit check, this option provides greater flexibility while maintaining full transparency—no surprise fees, no compounding interest.

Exclusive Brands and Curated Categories

The Afterpay app opens the door to exclusive brands and niche categories you won’t find elsewhere. From emerging fashion labels to innovative tech startups, shop unique products handpicked for Afterpay users. Plus, enjoy daily shopping guides, trend alerts, and inspirational content that help you discover new favorites and make smarter buying decisions.

Effortless Order Management

Stay in control of your spending with Afterpay’s easy-to-use dashboard. View all active and past orders, monitor upcoming payments, and update your payment preferences anytime. If you return an item, simply report it in the app to pause payments. For added convenience, link your Afterpay account to your Cash App and manage everything from one place.

Sale & Price Drop Alerts

Never miss a bargain again. Save your favorite items in the app and enable notifications to get instant alerts when prices drop or when a sale goes live. Afterpay keeps you informed so you can buy at the perfect time and maximize your savings.

In-Store Shopping Made Simple

Take Afterpay with you wherever you shop. Add your Afterpay card to Apple Wallet or Google Pay and check out seamlessly at physical stores. The app shows your pre-approved spending limit in real time, so you can shop confidently and stay within your budget.

Increase Your Spending Limit

The more responsibly you use Afterpay, the more opportunities you unlock. By making timely payments, you may become eligible for a higher spending limit, giving you greater flexibility to shop what you love while building healthy financial habits.

24/7 Customer Support

Need help? Afterpay’s dedicated customer support team is available around the clock through in-app chat. Access FAQs, resolve issues quickly, and get personalized assistance whenever you need it—all from the comfort of your smartphone.

Terms and Conditions

To use the Afterpay app, you must agree to the [ttpp] and [yyxx]. You must be at least 18 years old, a U.S. resident, and meet additional eligibility requirements. Some in-store transactions may require extra verification. Late fees may apply. Please review your installment agreement for full details. Loans to California residents are provided or arranged pursuant to a California Finance Lenders Law license.

For the Pay Monthly program, loans are issued by First Electronic Bank, Member FDIC. A down payment may be required, and APRs range from 6.99% to 35.99%, depending on creditworthiness and merchant terms. Approval is subject to a credit check and is not available in all states. A valid debit card and accessible credit report are required. Estimated payments displayed exclude taxes and shipping, which are added at checkout. Full terms are available on the Afterpay website.